Travel insurance is legalized gambling?

Some people think: "It is not a travel insurance only legalized gambling? I think every time I open the file is not available, society wins. Right?"

 Travel insurance is legalized gambling?

I would not say it's a gamble, but there are risks with any type of contract, which is inside the insurance unilaterally cancel the contract because one party, the insurer has made an enforceable promise of how to pay for debts covered.

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Travel insurance is legalized gambling?

Here's how I explain it:

Buying travel insurance is a risk: if you have a trading Safety notes (your hard earned money) for an unknown quantity – the promise of the insurance to do what he says. So I offer to the screen of the plans we make.

People Management of the risk of losing money on a trip in several ways:

Some people use the same insurance for each trip
Some self-insure
Some ignore Travel / Cruises Insurance / all
Some agents take their advice
Some look around
Some forget
Even if I sell> Travel insurance, I think that travel insurance is a personal decision. None of these is inherently right or wrong, just a matter of personal taste.

Well, sometimes you have to put aside your prejudices to protect other people from the negative result of your decision. For example, if I had a life insurance agent, I was surprised how many people deliberately ignored the financial situation of your family should die young. They always thought it would simplythe system over the long life. The problem is that death is permanent and guaranteed.

If you do not lose money when traveling with a doctor of expensive claims or require the emergency evacuation of more expensive charge not to destroy your finances, then the need for travel insurance probably does not exist for you.

If any of these events that could cause you need to consider a travel insurance for your trip.

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